Does My Insurance Cover Dent Fixes on My Car?

 

man fixing a dent on a car through the rear window, dent fix by professional dent repairIf your car in El Paso is in desperate need of a dent fix, you should find out if your insurance company covers it first. Whether you were in a car accident or went through a hailstorm, your insurance plan may not cover the damages. C & D Dent Guys handles insurance claims every day. They are familiar with what kind of coverage you need for every situation you may find yourself in.

Dent Fix for Car Accidents

When you are involved in a car accident, the only way to get your damages covered is through a collision insurance plan. The most basic car insurance will only cover the damages of the other vehicle if you are at fault. That is why you must ask for collision insurance to ensure your vehicle is repaired as well.

Comprehensive Coverage

A common reason to take your vehicle into the shop for repairs is for weather related damage. The biggest culprit will be a hail storm that causes several small dents all over your vehicle depending on winds that day. This can also include an icy or wet road that causes you to crash. Comprehensive Coverage will be able to cover your damages for these situations.

When You will not Be Covered

It is important to be acutely aware of the times in which your insurance does not cover dents on your vehicle. Even with full coverage insurance, not all dent repairs are guaranteed. For example if an insurance claim is made a year after a dent appears on your vehicle, then the insurance will not cover it anymore. Also, if the dent was self-inflicted or nonaccidental, you can expect that this type of dent situation will not be covered by your insurance company.
Insurance is always a good thing to have and it doesn’t hurt to try to have your insurance cover the damages when you need a dent fix in El Paso. Sometimes though, you might not be insured properly or at all. C & D Dent Guys wants to make sure that everybody can keep his or her vehicle looking new. Give us a call to see how we can affordably fix any dents you may have. Contact us today!

Leave a Reply

Your email address will not be published. Required fields are marked *